US Bank National Association, Not in Its Individual Capacity but Solely as Trustee for the RMAC Trust, Series 2016-CTT v. The Estate of Ismael Zayas, Alexander Zayas, Sr., Alexander Zayas, Jr., as Personal Representative of the Estate of Ismael Zayas, Diana Zayas and Angelina Ruggirello

US Bank v. Zayas · Fifth District Court of Appeal of Florida · August 1, 2025 · No. 5D2024-2160

Summary

The Fifth District Court of Appeal of Florida held that a trial court lacked case or procedural jurisdiction to compel endorsement of insurance proceeds after entry of final foreclosure judgment and expiration of the time for rehearing and appeal. The court concluded that the judgment's general reservation of jurisdiction to enter further proper orders was insufficient because it did not specifically reserve jurisdiction over the insurance-check dispute. The court reversed and quashed the trial court's order.

Holdings

  1. A trial court generally loses case or procedural jurisdiction after rendition of a final judgment and expiration of the time to alter, modify, or vacate it, unless jurisdiction is specifically reserved in the judgment or provided by statute or procedural rule. A general reservation to enter further proper orders is insufficient to preserve jurisdiction for an order concerning a subject matter not specifically identified.
  2. The trial court lacked case or procedural jurisdiction to compel US Bank to endorse the 2013 Citizens insurance-proceeds check because the final judgment did not specifically reserve jurisdiction to resolve that dispute.

Questions Presented

  1. Whether a trial court retains case or procedural jurisdiction after final judgment and expiration of the time for rehearing and appeal when the final judgment contains a general reservation to enter further proper orders but does not specifically reserve jurisdiction to resolve an insurance-proceeds dispute.
  2. Whether the trial court had jurisdiction to compel US Bank to endorse the 2013 insurance-proceeds check.

Disposition

quashed

Cases Cited (10)

  • Zayas v. U.S. Bank Nat'l Ass'n, 359 So. 3d 1177 (Fla. 5th DCA 2023)(followed)
  • Taketha Lovest v. David Mangiero, Lovest v. Manigero, 279 So. 3d 205, 206 (Fla. 3d DCA 2019)(followed)
  • Mora v. McDonough, 934 So. 2d 587, 588 (Fla. 1st DCA 2006)(followed)
  • JJJTB, Inc. v. Schmidt, No. SC2023-0915, 2025 WL 1968957, at *2 (Fla. July 17, 2025)(followed)
  • Longman v. Atl. Coast Bank, 369 So. 3d 1184, 1187 (Fla. 5th DCA 2023)(followed)
  • U.S. Bank Nat'l Ass'n v. Anthony-Irish, 204 So. 3d 57, 60-61 (Fla. 5th DCA 2016)(followed)
  • White v. Ocwen Loan Servicing, LLC, 159 So. 3d 1009, 1012 (Fla. 3d DCA 2015)(distinguished)
  • Central Mortg. Co. v. Callahan, 155 So. 3d 373, 375-76 (Fla. 3d DCA 2014)(followed)
  • Harrell v. Harrell, 515 So. 2d 1302, 1304 (Fla. 3d DCA 1987)(followed)
  • Central Park A Metrowest Condo. Ass'n, Inc. v. AmTrust REO I, LLC, 169 So. 3d 1223, 1227 (Fla. 5th DCA 2015)(followed)

Cited In (0)

No citing cases on record yet.

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