Katelin Newman v. Cornerstone National Insurance Company dba Freedom National Insurance Services

237 Ariz. 35 (2015) · Supreme Court of the State of Arizona · March 18, 2015 · No. CV-14-0121-PR

Summary

The Arizona Supreme Court held that A.R.S. § 20-259.01(B) does not require an insurer's written offer of underinsured motorist coverage to include a premium quote. The court affirmed the trial court's judgment for Cornerstone National Insurance Company and vacated the Court of Appeals' opinion.

Holdings

  1. A.R.S. § 20-259.01(B) does not require a motor vehicle insurer's written offer of underinsured motorist coverage to specify the cost or premium of the coverage.
  2. Cornerstone's UM/UIM selection form satisfied A.R.S. § 20-259.01 because it brought the availability of coverage to Newman's attention and would have bound Cornerstone to provide coverage if Newman had accepted it.

Questions Presented

  1. Whether A.R.S. § 20-259.01(B) requires a motor vehicle insurer's written offer of underinsured motorist coverage to include the cost or premium of that coverage.
  2. Whether Cornerstone's written offer satisfied A.R.S. § 20-259.01(B) despite not stating a premium price.

Disposition

affirmed

Cases Cited (4)

  • State v. Hansen, 215 Ariz. 287, 289 ¶ 6, 160 P.3d 166, 168 (2007)(followed)
  • Ballesteros v. American Standard Insurance Co. of Wisconsin, 226 Ariz. 345, 348-49 ¶¶ 11, 13-17, 248 P.3d 193, 196-97 (2011)(followed)
  • Tallent v. National General Insurance Co., 185 Ariz. 266, 267-68, 915 P.2d 665, 666-67 (1996)(followed)
  • Newman v. Cornerstone National Insurance Co., 234 Ariz. 377, 378 ¶ 1, 380 ¶ 10, 322 P.3d 194, 195, 197 (App. 2014)(affirmed in part)

Cited In (0)

No citing cases on record yet.

Court Document

Open PDF
Loading document…