Robert Rye, Sr. v. Equifax Information Services LLC, et al.

Summary

The United States District Court for the District of Arizona grants Greater Texas Federal Credit Union’s motion to dismiss an FCRA complaint for lack of personal jurisdiction. The court concludes that the plaintiff failed to show that the credit union expressly aimed intentional acts at Arizona or otherwise established sufficient minimum contacts for specific jurisdiction. The claim against Greater Texas Federal Credit Union is dismissed without prejudice, and the action is terminated.

Holdings

1. The court lacked general personal jurisdiction over Greater Texas Federal Credit Union in the District of Arizona, and the plaintiff conceded that general jurisdiction was unavailable.
2. The plaintiff failed to establish the purposeful-direction requirement for specific personal jurisdiction because he did not show that the credit union expressly aimed its alleged FCRA-related acts at Arizona.

Questions Presented

1. Whether the District of Arizona could exercise general personal jurisdiction over Greater Texas Federal Credit Union.
2. Whether the District of Arizona could exercise specific personal jurisdiction over Greater Texas Federal Credit Union based on its alleged FCRA-related reporting conduct, banking transactions with Rye, and participation in Rye's Arizona bankruptcy proceeding.

Disposition

dismissed