Summary
The United States District Court for the District of Maryland granted Consumer Portfolio Services’ motion to dismiss Domonique D. Thomas’s complaint without prejudice. The court held that the complaint sought debt verification and discovery without stating a plausible claim under the Fair Debt Collection Practices Act or another legal provision, and rejected theories concerning loan securitization and alleged failure to fund the loan.
Holdings
- The complaint failed to state a claim under Federal Rule of Civil Procedure 8(a)(2) because it did not allege facts plausibly supporting an FDCPA claim or any other legal claim.
- Thomas could not obtain discovery or evidentiary materials from CPS in the absence of a viable legal claim.
Questions Presented
- Whether the complaint stated a plausible claim for relief under the FDCPA or any other legal provision.
- Whether a plaintiff may obtain verification or evidentiary materials from a defendant without asserting a viable underlying legal claim.
Disposition
dismissed
Cases Cited (21)
- In re Birmingham, 846 F.3d 88, 92 (4th Cir. 2017)(followed)
- Goines v. Valley Community Services Board, 822 F.3d 159, 165–66 (4th Cir. 2016)(followed)
- Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555, 556, 570 (2007)(followed)
- Ashcroft v. Iqbal, 556 U.S. 662, 684 (2009)(followed)
- Willner v. Dimon, 849 F.3d 93, 112 (4th Cir. 2017)(followed)
- Johnson v. City of Shelby, 574 U.S. 10 (2014) (per curiam)(followed)
- E.I. du Pont de Nemours & Co. v. Kolon Industries, Inc., 637 F.3d 435, 440 (4th Cir. 2011)(followed)
- Semenova v. Maryland Transit Administration, 845 F.3d 564, 567 (4th Cir. 2017)(followed)
- Houck v. Substitute Trustee Services, Inc., 791 F.3d 473, 484 (4th Cir. 2015)(followed)
- Papasan v. Allain, 478 U.S. 265, 286 (1986)(followed)
Showing top 10 of 21.
Cited In (0)
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Court Document
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