Christopher Jones v. Quality Asset Recovery, LLC

Jones · United States District Court for the District of South Carolina, Greenville Division · January 14, 2026 · No. 6:25-cv-12788-TMC-KFM

Summary

This Report and Recommendation addresses a pro se plaintiff’s Fair Debt Collection Practices Act claims against Quality Asset Recovery, LLC concerning the attempted collection of a medical debt. The magistrate judge recommends dismissal with prejudice under 28 U.S.C. § 1915(e)(2)(B) and Federal Rule of Civil Procedure 41(b) because the amended complaint was conclusory and the plaintiff failed to file a second amended complaint as ordered.

Holdings

  1. The amended complaint failed to state a plausible FDCPA claim because it offered only vague and conclusory assertions and identified no prohibited act other than the attempted collection of a medical debt.
  2. Dismissal with prejudice was recommended under Federal Rule of Civil Procedure 41(b) because the plaintiff failed to file a second amended complaint within the time ordered after being warned that failure to do so could result in dismissal.

Questions Presented

  1. Whether the amended complaint plausibly stated a claim under the Fair Debt Collection Practices Act.
  2. Whether dismissal was warranted under 28 U.S.C. § 1915(e)(2)(B) because the amended complaint failed to state a claim.
  3. Whether dismissal was warranted under Federal Rule of Civil Procedure 41(b) because the plaintiff failed to comply with the order allowing him to file a second amended complaint.

Disposition

other

Cases Cited (11)

  • Erickson v. Pardus, 551 U.S. 89 (2007) (per curiam)(followed)
  • Weller v. Department of Social Services, 901 F.2d 387, 391 (4th Cir. 1990)(followed)
  • Boosahda v. Providence Dane LLC, 462 F. App'x 331, 333 n.3 (4th Cir. 2012)(followed)
  • Johnson v. BAC Home Loans Servicing, LP, 867 F. Supp. 2d 766, 776 (E.D.N.C. 2011)(followed)
  • Griffith v. State Farm Fire and Casualty Co., C/A No. 2:12-cv-00239-DCN, 2012 WL 2048200, at *1 (D.S.C. June 6, 2012)(followed)
  • Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009)(followed)
  • Britt v. DeJoy, 45 F.4th 790, 2022 WL 3590436 (4th Cir. Aug. 17, 2022) (mem.) (published)(followed)
  • Diamond v. Colonial Life & Accident Insurance Co., 416 F.3d 310 (4th Cir. 2005)(followed)
  • Thomas v. Arn, 474 U.S. 140 (1985)(followed)
  • Wright v. Collins, 766 F.2d 841 (4th Cir. 1985)(followed)

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