Travis McCrea, a/k/a Travis McCrae, a/k/a Travis Sintell McCrae v. Truist Bank, Mike McGuire, Chief Financial Officer, Rachel Sickles, Account Officer, Sure Payroll, Inc.

Summary

The United States District Court for the District of South Carolina reviews and adopts a magistrate judge’s recommendation to dismiss Travis McCrea’s pro se, in forma pauperis complaint against Truist Bank, bank and payroll personnel, and Sure Payroll, Inc. The court concludes that the cited federal statutes and executive orders do not establish a private right of action or federal-question jurisdiction, and that diversity jurisdiction was not adequately pleaded. The complaint and any remaining state-law claims are dismissed without prejudice and without issuance and service of process.

Holdings

1. Objections that merely restate arguments previously presented and rejected, without identifying a specific factual or legal error, are insufficient under 28 U.S.C. § 636(b)(1); Plaintiff's objections were therefore overruled.
2. The complaint failed to establish subject-matter jurisdiction because the cited federal statutes did not provide an applicable private right of action, federal-question jurisdiction was lacking, and diversity jurisdiction was not pleaded.
3. After dismissing all claims within its original jurisdiction, the court declined to exercise supplemental jurisdiction over the remaining state-law claims and dismissed those claims without prejudice.

Questions Presented

1. Whether Plaintiff's objections to the magistrate judge's Report and Recommendation were sufficiently specific to require further review or demonstrate error.
2. Whether the complaint established subject-matter jurisdiction through a federal question or diversity jurisdiction.
3. Whether the court should decline supplemental jurisdiction over any remaining state-law claims after dismissing all claims within its original jurisdiction.

Disposition

dismissed