Miller v. Coronado Beach Wise Riders, Inc.

Miller · United States District Court for the Southern District of California · October 10, 2025 · No. 3:25-cv-2130-RSH-VET

Summary

The United States District Court for the Southern District of California grants American Credit Acceptance, LLC’s motion to compel arbitration in Brett Raymond Miller’s action concerning the purchase and financing of a motorcycle. The court holds that ACA, as assignee of the retail installment sales contract, may invoke the arbitration provision against claims involving both ACA and the motorcycle dealer, despite the dealer’s subsequent suspension of its corporate status. The court orders the parties to arbitrate and stays the action pending arbitration.

Holdings

  1. The Retail Installment Sales Contract contained a valid arbitration provision, and Miller's claims arising from the motorcycle purchase, the contract, and related transactions fell within the provision's broad definition of arbitrable claims.
  2. ACA, as CBWR's assignee, was entitled to compel arbitration of Miller's claims against both ACA and CBWR.
  3. CBWR's subsequent suspension did not invalidate or eliminate ACA's previously assigned right to compel arbitration.

Questions Presented

  1. Whether the Retail Installment Sales Contract contained a valid arbitration provision covering Miller's claims.
  2. Whether ACA, as CBWR's assignee, could compel arbitration of Miller's claims against both ACA and CBWR.
  3. Whether CBWR's suspension under California law prevented arbitration from being compelled on its behalf or under rights assigned to ACA.

Disposition

other

Cases Cited (11)

  • AT&T Mobility LLC v. Concepcion, AT&T Mobility LLC v. Concepcion, 563 U.S. 333, 339 (2011)(followed)
  • Moses H. Cone Memorial Hospital v. Mercury Construction Corp., 460 U.S. 1, 24-25 (1983)(followed)
  • Epic Systems Corp. v. Lewis, 584 U.S. 497, 506 (2018)(followed)
  • American Express Co. v. Italian Colors Restaurant, 570 U.S. 228, 233 (2013)(followed)
  • Geier v. m-Qube Inc., 824 F.3d 797, 799 (9th Cir. 2016)(followed)
  • Ashbey v. Archstone Property Management, Inc., 785 F.3d 1320, 1323 (9th Cir. 2015)(followed)
  • Cox v. Ocean View Hotel Corp., 533 F.3d 1114, 1119 (9th Cir. 2008)(followed)
  • Munro v. University of Southern California, 896 F.3d 1088, 1091 (9th Cir. 2018)(followed)
  • Green Tree Financial Corp.-Alabama v. Randolph, 531 U.S. 79, 91 (2000)(followed)
  • Simula v. Autoliv, Inc., 175 F.3d 716, 719 (9th Cir. 1999)(followed)

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Cited In (0)

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