Connie L. Jackson v. Trans Union, LLC

Summary

The United States District Court for the Western District of North Carolina grants Connie L. Jackson’s motion for class certification against Trans Union, LLC. The action concerns alleged violations of the Fair Credit Reporting Act arising from Trans Union’s furnishing of consumer reports to Liberty Credit Management. The court finds that the proposed class satisfies ascertainability, numerosity, commonality, typicality, adequacy, predominance, and superiority requirements under Federal Rule of Civil Procedure 23.

Holdings

1. The proposed class was ascertainable because its members could be readily identified using objective criteria, including Trans Union's electronic inquiry and billing records identifying persons whose CPE reports were sold to Liberty.
2. The proposed class satisfied Rule 23(a)'s numerosity, commonality, typicality, and adequacy requirements.
3. Common questions predominated over individual questions because Trans Union's reason to believe Liberty had a permissible purpose, the reasonableness of Trans Union's procedures, and willfulness could be resolved through common evidence and law.
4. A class action was superior to other available methods of adjudicating the controversy.
5. Consumer Litigation Associates, P.C. and Flores Law, PLLC were appointed as class counsel.

Questions Presented

1. Whether the proposed class was ascertainable under Rule 23.
2. Whether the proposed class satisfied Rule 23(a)'s numerosity, commonality, typicality, and adequacy requirements.
3. Whether common questions predominated over individual questions under Rule 23(b)(3).
4. Whether a class action was superior to other available methods of adjudicating the controversy under Rule 23(b)(3).
5. Whether Jackson's attorneys should be appointed as class counsel under Rule 23(g).

Disposition

other