Abas Dowlad v. Mark Begor et al.

Summary

The United States District Court for the Western District of Washington dismissed Abas Dowlad’s pro se, in forma pauperis complaint alleging violations of the Fair Credit Reporting Act by Equifax and its CEO, Mark Begor. The court held that the complaint failed to identify the specific FCRA provisions allegedly violated, explain how or when they were violated, or establish a basis for Begor’s personal liability. The dismissal was entered under 28 U.S.C. § 1915(e)(2)(B), with leave to amend by February 23, 2026.

Holdings

1. The complaint failed to state a claim because Plaintiff did not identify the specific FCRA provisions allegedly violated, explain how they were violated, or state when the violations occurred.
2. The complaint failed to state a claim against Begor because it did not allege the basis or extent of his individual liability for any FCRA violation.

Questions Presented

1. Whether the complaint stated a claim under the Fair Credit Reporting Act sufficient to survive mandatory screening under 28 U.S.C. § 1915(e)(2)(B).
2. Whether the complaint adequately alleged a basis for individual liability against Mark Begor, identified only as Equifax's CEO.

Disposition

dismissed