Wachovia Bank of Delaware, National Association f/k/a First Union National Bank of Delaware v. Marjorie Gilliam and Patsy Charline Fowler

Wachovia Bank of Del., Nat'l Ass'n v. Gilliam, 215 S.W.3d 848 (Tex. 2007) · Supreme Court of Texas · February 9, 2007 · No. No. 05-0903

Summary

The Supreme Court of Texas held that a default judgment challenged by restricted appeal cannot be sustained when the record does not show that substituted service was forwarded to the address required by the applicable statute. Because the record did not establish that 920 King Street was Wachovia's home office or principal office, the court found error apparent on the face of the record, reversed the court of appeals' judgment, vacated the default judgment, and remanded.

Court
Supreme Court of Texas
Writing for the Court
Per Curiam
Jurisdiction
Texas
Decision date
February 9, 2007
Docket number
No. 05-0903
Procedural posture
Wachovia filed a restricted appeal challenging a default judgment entered after substituted service through the Texas Secretary of State. The Supreme Court of Texas reviewed whether error was apparent on the face of the record regarding the address to which process was forwarded.
Standard of review
On restricted appeal from a default judgment, the appellant must show that it filed within six months, did not participate in the hearing, and that error is apparent on the face of the record. No presumptions are made in favor of valid service.
Precedential value
published and precedential
Parties
Wachovia Bank of Delaware, National Association f/k/a First Union National Bank of Delaware v. Marjorie Gilliam, Patsy Charline Fowler
Disposition
reversed_and_remanded

Topics

service of processdefault judgmentwrit of certiorariappellate procedurecivil procedure

Practice areas

civil procedureappellate procedureservice of processcorporate law

Questions Presented

  1. Whether, in a restricted appeal from a default judgment, the face of the record must show that substituted service was forwarded to the address required by the applicable service statute.
  2. Whether the default judgment could survive when the record showed that process was forwarded to 920 King Street but did not establish that the address was Wachovia's home office or principal office.

Holdings

  1. For a default judgment to survive a restricted appeal, the face of the record must reflect that substituted service was forwarded to the address required by the applicable statute.
  2. The default judgment could not stand because nothing in the record showed that 920 King Street was Wachovia's home office or principal office as required by the statutes relied upon for substituted service.

Key quotations

Accordingly, we agree with all the courts of appeals (until this one) that for a default judgment to survive a restricted appeal, the face of the record must reflect that service was forwarded to the address required by statute. (850)
While an official's certificate establishes that process was served and forwarded to the address provided, unless it certifies that the forwarding address is the one required by statute, we cannot presume otherwise. (850)

Factual background

In April 2001, Patsy Fowler obtained a $44,000 home-equity loan secured solely by her home because she had no personal liability on the loan. Fowler later sued, alleging that her daughter, Marjorie Gilliam, owned a twenty-five-percent undivided interest in the home but had not signed the loan documents. The plaintiffs served Wachovia through the Texas Secretary of State, which forwarded process to 920 King Street in Wilmington, Delaware, but the record did not show that address was Wachovia's home office, principal office, or other statutorily required address.

Procedural history

Patsy Fowler and Marjorie Gilliam sued to declare a home-equity lien void and to enjoin foreclosure. The trial court entered a default judgment after substituted service on Wachovia through the Secretary of State. The court of appeals affirmed on the ground that service was proper under the Texas Business Corporation Act. The Supreme Court of Texas reversed the court of appeals, vacated the default judgment, and remanded.

Remand instructions

The court of appeals' judgment was reversed, the default judgment was vacated, and the case was remanded for further proceedings consistent with the opinion.

Court Document

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