Midvale Indemnity Company v. Jennifer Previtali, also known as Jennifer Bowie, and Shawn Bowie, Adrian Dominguez, and Sean Carnahan, individually and as parent and representative of minors S.C., S.C., and F.C.

Midvale Indemnity · United States District Court for the District of Colorado · December 18, 2025 · No. Civil Action No. 25-cv-01263-SKC-KAS

Summary

The United States District Court for the District of Colorado grants Defendant Shawn Bowie’s motion under Federal Rule of Civil Procedure 55(c) to set aside the Clerk’s entry of default. The court finds no indication of willful default and no demonstrated prejudice to Plaintiff Midvale Indemnity Company, although Bowie did not sufficiently establish a meritorious defense. The court vacates the entry of default, accepts Bowie’s proposed answer, and directs Plaintiff to respond to his counterclaim.

Holdings

  1. The Clerk's entry of default against Shawn Bowie should be set aside because Bowie did not willfully default and Midvale failed to show cognizable prejudice, even though Bowie did not sufficiently establish a meritorious defense.
  2. The court did not need to decide whether service of process was proper or whether personal jurisdiction existed because the entry of default was set aside on the Rule 55(c) factors.

Questions Presented

  1. Whether the Clerk's entry of default against Shawn Bowie should be set aside under Federal Rule of Civil Procedure 55(c).
  2. Whether Bowie's culpability, the potential prejudice to Midvale, and the existence of a meritorious defense supported setting aside the entry of default.
  3. Whether the court needed to resolve Bowie's challenge to the sufficiency of service of process and personal jurisdiction.

Disposition

other

Cases Cited (16)

  • Goodwin v. Hatch, No. 16-cv-00751-CMA-KLM, 2018 WL 3454972, at *4 (D. Colo. July 18, 2018)(followed)
  • Finely v. CSA-Credit Sols. of Am., Inc., No. CIV-08-250, 2008 WL 5280551, at *1 (E.D. Okla. Dec. 18, 2008)(followed)
  • Allstate Fire & Cas. Ins. Co. v. Novosad, No. 16-12481, 2016 WL 5430191, at *1 n.2 (E.D. Mich. Sept. 29, 2016)(followed)
  • Dennis Garberg & Assocs., Inc. v. Pack-Tech Int'l Corp., 115 F.3d 767, 775 n.6 (10th Cir. 1997)(followed)
  • Hunt v. Ford Motor Co., 65 F.3d 178 (Table), 1995 WL 523646, at *3 (10th Cir. Aug. 29, 1995)(followed)
  • In re Dierschke, 975 F.2d 181, 183 (5th Cir. 1992)(followed)
  • Crutcher v. Coleman, 205 F.R.D. 581, 584 (D. Kan. 2001)(followed)
  • Gomes v. Williams, 420 F.2d 1364, 1366 (10th Cir. 1970)(followed)
  • Pinson v. Equifax Credit Info. Servs., Inc., 316 F. App'x 744, 750 (10th Cir. 2009)(followed)
  • Viegas v. Owens, No. 23-cv-02939-PAB-MDB, 2024 WL 6822392, at *2 (D. Colo. Jan. 24, 2024)(followed)

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