Amy Robertson v. Safepoint Insurance Company

Robertson · United States District Court for the Eastern District of Louisiana · February 13, 2026 · No. No. 24-1172

Summary

The court grants Plaintiff Amy Robertson’s unopposed motion to remand a first-party insurance dispute to the Civil District Court for the Parish of Orleans. After removal based on diversity jurisdiction, the plaintiff amended the petition to add Cajun Underwriters Reciprocal Exchange, alleged to be a Louisiana citizen, destroying complete diversity. The court remands the claims under 28 U.S.C. § 1447(e).

Court
United States District Court for the Eastern District of Louisiana
Writing for the Court
Brandon S. Long
Jurisdiction
United States District Court for the Eastern District of Louisiana
Decision date
February 13, 2026
Docket number
No. 24-1172
Procedural posture
Plaintiff moved unopposed to remand a removed first-party insurance action after amending her petition to add an allegedly nondiverse defendant.
Standard of review
The court independently examined whether subject matter jurisdiction existed; remand is required whenever it appears before final judgment that the district court lacks subject matter jurisdiction.
Precedential value
unknown
Parties
Amy Robertson v. Safepoint Insurance Company
Disposition
remanded

Topics

subject matter jurisdictionjoindercivil procedureinsurancefederalism

Practice areas

civil procedureinsurancefederal jurisdiction

Questions Presented

  1. Whether the post-removal addition of Cajun Underwriters Reciprocal Exchange, an allegedly nondiverse defendant, destroyed complete diversity and required remand.
  2. Whether the court could remand under 28 U.S.C. § 1447(e) after permitting the plaintiff to join a defendant whose citizenship defeated subject matter jurisdiction.

Holdings

  1. The addition of Cajun Underwriters Reciprocal Exchange, alleged to be a Louisiana citizen like Plaintiff, destroyed complete diversity and vitiated the court's subject matter jurisdiction under 28 U.S.C. § 1332.
  2. The court was required to remand Plaintiff's claims to the Civil District Court for the Parish of Orleans because it lacked subject matter jurisdiction.

Key quotations

If at any time before final judgment it appears that the district court lacks subject matter jurisdiction, the case shall be remanded.
If after removal the plaintiff seeks to join additional defendants whose joinder would destroy subject matter jurisdiction, the court may . . . permit joinder and remand the action to the State court.

Factual background

Robertson brought a first-party insurance action arising from a June 15, 2022 property loss. After removal based on diversity jurisdiction, Safepoint's corporate representative testified that Cajun Underwriters Reciprocal Exchange, rather than Safepoint, was the proper defendant and insurer. Robertson amended her petition to add Cajun, which was alleged to be a Louisiana citizen, as was Robertson.

Procedural history

Amy Robertson filed the action in the Civil District Court for the Parish of Orleans on February 29, 2024. Safepoint removed the case to federal court on May 8, 2024, invoking diversity jurisdiction. After a corporate deposition indicated that Cajun Underwriters Reciprocal Exchange was the proper insurer, Robertson obtained leave to amend and added Cajun as a defendant. Because Cajun and Robertson were alleged to be Louisiana citizens, Robertson moved unopposed for remand, which the court granted.

Remand instructions

The plaintiff's claims were remanded to the Civil District Court for the Parish of Orleans, Louisiana.

Court Document

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