U.S. Bank Trust National Association v. 2105 NW 1 LLC, et al.

U.S. Bank Trust (S.D. Fla. 2026) · United States District Court for the Southern District of Florida · March 18, 2026 · No. 26-CV-21499-ELFENBEIN

Summary

The United States District Court for the Southern District of Florida remands a removed mortgage foreclosure action to Florida state court. The court concludes that the removing defendant failed to establish federal-question jurisdiction under the Fair Debt Collection Practices Act or diversity jurisdiction under 28 U.S.C. § 1332. The court closes the federal case, terminates all deadlines and hearings, and denies pending motions as moot.

Holdings

  1. The court lacked federal-question jurisdiction because the complaint asserted claims exclusively under Florida law and did not allege a claim arising under the Fair Debt Collection Practices Act or another provision of federal law.
  2. The court could not establish diversity jurisdiction because the removing defendant failed to show complete diversity of citizenship among all parties.
  3. Because federal subject-matter jurisdiction was not established, the action was required to be remanded to the state court from which it was removed.

Questions Presented

  1. Whether the federal court had federal-question jurisdiction over the removed mortgage foreclosure complaint under 28 U.S.C. § 1331.
  2. Whether the federal court had diversity jurisdiction under 28 U.S.C. § 1332.
  3. Whether the action should be remanded when the removing defendant failed to establish subject-matter jurisdiction.

Disposition

remanded

Cases Cited (17)

  • Fun Depot, Inc. v. Carefree Park Corp., No. 05-CV-80969, 2006 WL 8433659, at *10 n.11 (S.D. Fla. Feb. 16, 2006)(followed)
  • Johnson v. Wyeth, 313 F. Supp. 2d 1272, 1272-73 (N.D. Ala. 2004)(followed)
  • In re U.S. Healthcare, 159 F.3d 142, 145 (3d Cir. 1998)(not followed)
  • Capital Bancshares, Inc. v. North Am. Guar. Ins. Co., 433 F.2d 279, 283 (5th Cir. 1970)(followed)
  • Tannenbaum v. United States, 148 F.3d 1262, 1263 (11th Cir.)(followed)
  • Bank of New York Mellon v. Bazile, No. 24-CV-60328, 2024 WL 5433074, at *1 (S.D. Fla. May 30, 2024)(followed)
  • Woldeab v. DeKalb Cty. Bd. of Educ., 885 F.3d 1289, 1292 (11th Cir.)(considered)
  • Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 (1994)(followed)
  • Univ. of S. Ala. v. Am. Tobacco Co., 168 F.3d 405, 410 (11th Cir.)(followed)
  • Ruhrgas AG v. Marathon Oil Co., 526 U.S. 574, 583 (1999)(followed)

Showing top 10 of 17.

Cited In (0)

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